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4202 W Jensen Rd, Cheney, WA, 99004

4beds
3baths
5,974sqft
$1,199,900
$201price/sqft
$7,804/moest. monthly cost
$312,160/yrincome needed

About This Home

Spectacular home in an equally breathtaking setting! This custom two-story residence offers nearly 6,000 square feet of refined living space, featuring four generously sized ensuite bedrooms and an exceptional lower level complete with a wet bar, tasting room, and a dream-worthy craft room. Designed for both comfort and entertaining, the home showcases a beautiful chef’s kitchen, multiple inviting living areas, a private library/office, and an expansive patio overlooking serene, private grounds and a large seasonal pond. Additional highlights include an oversized attached four-car garage, built-in barbecue station, sprinkler system, Generac backup generator, and a community water system. The home has been pre-inspected for added peace of mind and represents an outstanding value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Windsor Elementary SchoolGrades PK-54.6 mi
7/10
Westwood Middle SchoolGrades 6-84.7 mi
6/10
Cheney High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Hard Surface Counters
  • Window features: Bay Window(s),Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Propane
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2310

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,974
  • Total interior livable area: 5,974 sqft

Other

  • Level: Second
  • Area: 1378

Property

Details

  • Parcel number: 24352.0106

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Territorial
  • Waterfront features: Pond

Lot

  • Lot size: 12.64 Acres
  • Features: Views,Sprinkler - Automatic

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$395$4,740
Property Taxes $934$11,208
Electricity $408$4,903
Total$7,804$93,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,565/yr
40% on housing$234,120/yr
45% on housing$208,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$999,900
2026-04-16Listed for sale$1,199,900
1987-11-05Sold$18,000

For Sale by Agent

AgentSteve James
BrokerageeXp Realty 4 Degrees

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