Primary listing photo

920 Cornell St, Fredericksburg, VA, 22401

3beds
1baths
1,232sqft
$485,000
$394price/sqft
$3,116/moest. monthly cost
$124,640/yrincome needed

About This Home

Location Dreams are made of .... This 2 + story colonial is tucked alongside Sunken Road on the corner of Cornell Street. It is situated below UMW and you can sit on your porch and gaze upward to see the tops of the college buildings separated by a lovely greenspace. It offers 3 Bdrms , 1 Bath and a single detached garage that will accommodate one car. The home would be just right for starting out or downsizing or the professional who would like easy access to the commuter rail / university. The home has been occupied but does need a purchaser with vision to make it into the charming residence it deserves to be. It also provides a half cellar where the laundry is located and a standard laundry sink. The second floor leads to a walk up raftered Attic space that could be converted to an Owners Suite with full bath or a child's/teen private escape. Please do not be deterred by the need for paint and some renovation - this could truly be your perfect home. Conveys AS-IS.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

1/10
3/10
2/10
James Monroe High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1929

Materials

  • Foundation: Permanent,Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Interior Entry,Partial,Sump Pump,Unfinished

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom3

  • Level: Upper
  • Area: 80
  • Dimensions: 8 X 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Built-in Features
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Features

  • Attic,Floor Plan - Traditional,Formal/Separate Dining Room,9'+ Ceilings,Plaster Walls
  • Flooring: Hardwood,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas/Propane
  • Fireplace: Yes
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,897
  • Total interior livable area: 1,232 sqft

Kitchen

  • Features: Built-in Features,Flooring - Tile/Brick
  • Level: Main
  • Area: 81
  • Dimensions: 9 X 9

Living Room

  • Features: Built-in Features,Crown Molding,Fireplace - Gas,Flooring - HardWood
  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 7779840531
  • Zoning: R4
  • Zoning description: R4
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Fencing: Back Yard,Picket
  • Has view: Yes
  • View description: City,Park/Greenbelt

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Corner Lot/Unit

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Side,Detached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$139$1,668
Property Taxes $323$3,876
Electricity $202$2,433
Total$3,116$37,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,834/yr
40% on housing$93,480/yr
45% on housing$83,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 22401$213
Fredericksburg City$213

vs Homes Sold Last Month

Median $/sqft

ZIP 22401$268
Fredericksburg City$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$485,000
2002-06-27Sold$168,400

For Sale by Agent

AgentLaura Tilden
BrokerageEXIT Elite Realty

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