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1515 N Cedar St, Spokane, WA, 99201

3beds
2baths
1,846sqft
$285,000
$154price/sqft
$1,921/moest. monthly cost
$76,840/yrincome needed

About This Home

Motivated seller! Move-in Ready, large home with 3 bed & 1.5 bath, with main floor living. Fresh interior Paint, Fresh exterior paint. Newer roof. 1 Bedroom 1/2 bath & Laundry room on the main floor. Bedroom has a french door seperates it from the living room. 2 spacious bedrooms and 1 bath upstairs. Newly remodeled kitchen. Gas furnace & gas hotwater tank. Back door leads to a mud room. Covered front patio is 120sqft. Fenced yard & carport. Rollaway side gate. Next to the house there is a Play area with basketball hoop put in and maintained by the City of Spokane.

Getting Around

75
WalkingVery Walkable
47
TransitSome Transit
55
BikeBikeable

Schools

3/10
Holmes Elementary SchoolGrades PK-50.8 mi
5/10
North Central High SchoolGrades 6-120.6 mi
3/10

Construction

Condition

  • Year built: 1906

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Disposal,Microwave

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

First Floor

  • Level: First
  • Area: 704

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,846
  • Total interior livable area: 1,846 sqft

Other

  • Level: Second
  • Area: 470

Property

Details

  • Parcel number: 25131.4006

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,236 sqft
  • Features: Level,Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$103$1,236
Property Taxes $228$2,736
Electricity $149$1,793
Total$1,921$23,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,862/yr
40% on housing$57,630/yr
45% on housing$51,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 99201$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99201$208
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$319,500
2026-04-16Price change$320,000
2026-03-31Listed for sale$325,000
2012-07-03Listing removed$79,900
2012-02-22Price change$79,900
2012-01-06Listed for sale$85,000

For Sale by Agent

AgentKaty Azar
BrokerageDesigned Real Estate

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