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2612 W Gardner Ave, Spokane, WA, 99201

5beds
2baths
2,014sqft
$295,000
$146price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Welcome to this West Central charmer! Just blocks away from the Spokane river and coveted Kendall Yards development, this location is close to fine dining, shopping and recreation. This home and garage are freshly painted and has a new butcher block countertop in the kitchen. Main floor boasts 3 bedrooms, fireplace, remodeled full bath, original red oak floors and more than enough space to host with open dining and living room. Upstairs includes 2 more bedrooms and another bathroom with shower. Step outside to your fully fenced yard and mature trees lining the block adding shade in the summer months and so much character to this location. Don't miss your chance to invest and be a part of this up and coming neighborhood!

Getting Around

51
WalkingSomewhat Walkable
41
TransitSome Transit
63
BikeBikeable

Schools

3/10
Holmes Elementary SchoolGrades PK-50.2 mi
5/10
North Central High SchoolGrades 6-121.5 mi
3/10

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Window features: Wood Frames
  • Flooring: Wood
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1414

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 2,014
  • Total interior livable area: 2,014 sqft

Other

  • Level: Second
  • Area: 600

Property

Details

  • Parcel number: 25132.2525

Features

  • Levels: One and One Half
  • Stories: 2
  • Fencing: Fenced,Fenced Yard

Lot

  • Lot size: 4,792 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$107$1,284
Property Taxes $235$2,820
Electricity $149$1,793
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 99201$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99201$208
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$335,000
2025-02-21Sold$210,000

For Sale by Agent

AgentJoshua Mccray
BrokerageRealty One Group Eclipse

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