20051 O Ave, Grundy Center, IA, 50638
About This Home
Ranch home situated on 3.51 acres M/L featuring 54 X 72 pole building with dirt floor and 840 sq ft detached garage. House has 2 bedrooms with full bath on main complemented with an open kitchen to a large family room and a 4-season room addition. The basement has 3/4 bath amenities, but is predominately unfinished with potential for a family room and possible future bedrooms with the addition of egress windows. The acreage has lots of open space and a hard-to-find timber area. Private well on property. House on rural water. With some cosmetic updates, this could be your dream acreage! Currently, zoned A1. Anticipate zoning change to RR when new deed is recorded.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Steel
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Property subType: Acres
Interior
Appliances
- Appliances included: Free-Standing Range,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Ceiling Fan(s)
- Fireplace features: One,Gas
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,464 sqft
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Property
Details
- Parcel number: 881630200002
- Zoning: A-1
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Garden,Horses Okay
- Residential vegetation: Timber
- Horses can be raised: Yes
Lot
- Lot size: 3.51 Acres
- Features: Orchard(s),School Bus Service
- Lot size dimensions: irreg
Parking
- Total spaces: 2
- Parking features: 2 Stall,3 or More Stalls,Detached Garage
- Covered spaces: 2
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $293 | $3,516 |
| Electricity | $121 | $1,452 |
| Total | $2,169 | $26,028 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-07 | Listed for sale | $329,900 |
View on Zillow