




802 4th St, Onawa, IA, 51040
About This Home
Move in ready completely remodeled 4 bedroom home in a prime location steps away from the school. The home has new plumbing, electrical, doors, flooring, walls, and all the finishes including beautiful french door that leads to the new deck. As you enter this beautifully updated home its clear the love that was put into the home remodel using quality materials and special features like crown molding, custom trim, lighting with dimmers throughout the home,. Main floor has an open floor plan featuring hard wood floors. The kitchen features quartz countertops, solid white cabinets with soft close drawers. Moving down the hall from the kitchen you have a bedroom with large closet, full bath with beautiful finishes, and finally the huge master bedroom. The basement is completely finished with full wet bar featuring custom cabinets. The home owner is a custom craftsmen who utilized his talents to design a unique beautiful bar countertop. The living space is cozy and down the hall are 2 bedrooms that each have large closets and one is currently being used as a workout area. The basement bathroom is also new and has modern tile floors and glass shower. The garage has wifi smart technology that can be ran from your phone and is insulated and heated. The hvac system has smart technology that can be controlled anywhere from your phone app. Kitchen appliances, basement bar appliances, washer and dryer are all included so you can move right in and enjoy.
Getting Around
Schools
Construction
Condition
- Year built: 1973
Materials
- Roof: Shingle
- Construction materials: Hardboard
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Included
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Brick Accent,Crown Molding,Eat-in Kitchen,New Bath,New Kitchen,Wet Bar
- Flooring: Hardwood
- Finished area below ground: 976
- Finished area above ground: 996
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,972
- Total interior livable area: 1,972 sqft
Property
Details
- Parcel number: 834504300049
Features
- Levels: Split
- Patio & porch: Deck
Lot
- Lot size: 7,840 sqft
- Features: Level,Wooded
Parking
- Total spaces: 1
- Parking features: Attached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $460 | $5,520 |
| Property Taxes | $341 | $4,092 |
| Electricity | $147 | $1,765 |
| Total | $2,565 | $30,780 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Price change | $319,900 |
| 2025-05-09 | Listed for sale | $329,900 |
| 2021-02-25 | Listing removed | -- |
| 2020-11-12 | Listed for sale | $254,000 |
| 2018-08-21 | Sold | $37,500 |
