1302 Iowa Ave, Onawa, IA, 51040
About This Home
Check out this gorgeous 3-story home that has some of the most beautiful original hardwood floors. Upon entering the front foyer, you see a gorgeous wood staircase, and cozy living room. The living room has a white brick fireplace, built in bookshelf, and beautiful French doors. The woodwork in this home is stunning and the original maple hardwood floors on the main level have been restored beautifully. The magnificent original pocket doors lead you into the dining room. This dining room has original wood wainscoting with a nice ledge for decorating. The antique windows add so much natural light, and modern shades stay with the home. A bedroom/office and full bath are also on the main floor. A swinging door leads you into the kitchen which has gorgeous cabinetry and stainless-steel appliances. Enjoy your morning coffee on the upgraded covered deck within the fenced in side yard. The 2nd level of this home contains 4 more large bedroom spaces and another full bathroom. There are also beautiful hardwood pine floors in the bedrooms. The full bathroom has a tiled shower surround, white wainscoting, and updated fixtures. The 3rd level of this home is finished and could be used as another bedroom with a large storage closet. Upgrades to the home include a NEW roof in 2025, updated front porch, updated outside painting, a Geothermal heating and cooling system, and new gutter guards installed. A two-car attached garage is on the side of the home. Get yourself a nice set of rocking chairs and enjoy that covered front porch.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1909
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Common,Hook-up,Included
Basement
- Basement: Block
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Main level bathrooms: 1
Features
- Built-in Features,Crown Molding,Eat-in Kitchen,Entrance Foyer
- Door features: French Doors
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 3,406
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,406
- Total interior livable area: 3,406 sqft
Property
Details
- Parcel number: 834505400112
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio,Porch
Lot
- Lot size: 9,147 sqft
- Features: Garden,Landscaped,Level
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Strong Wind
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $432 | $5,184 |
| Property Taxes | $296 | $3,552 |
| Electricity | $254 | $3,048 |
| Total | $2,498 | $29,976 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Price change | $315,000 |
| 2025-09-30 | Listed for sale | $325,000 |
| 2011-09-30 | Sold | $145,000 |
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