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14827 Oak Ave, Castana, IA, 51010

3beds
2baths
1,330sqft
$350,000
$263price/sqft
$2,620/moest. monthly cost
$104,800/yrincome needed

About This Home

8.00 acres, m/l, located approximately 12 miles northeast of Onawa, Iowa at 14827 Oak Ave., Castana, IA. This property includes a 1-story house with 1,330, m/l, square feet of living space built in 1949 that has 3 bedrooms, 2 bathrooms, and a one-stall, attached garage. House has a partially finished basement with recent updates in the last five years. Measurements and dwelling information obtained from the Monona County Assessor’s site. Contact agent for details. There is a 70’ x 50’ multi-use shed on the property. There are also an estimated 2.00 acres enrolled in a CP-38E-4D CRP contract that pays an estimated $403.74 annually and expires on 9/30/35. This is an immaculately renovated home located 12 miles northeast of Onawa, 42 miles southeast of Sioux City and 75 miles from downtown Omaha with a livestock lot. Seller has an additional 398.03 acres of land for sale that surrounds/adjoins this acreage site.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
6/10
MVAO Middle SchoolGrades 6-817.5 mi

Construction

Condition

  • Year built: 1949

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,330 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 854428475002

Lot

  • Lot size: 8 Acres
  • Lot size dimensions: 8.00 acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$455$5,460
Property Taxes $275$3,300
Electricity $121$1,452
Total$2,620$31,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,828/yr
40% on housing$78,600/yr
45% on housing$69,866/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 51010$1,362
Monona County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 51010
Monona County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$350,000

For Sale by Agent

AgentDoug Hensley
BrokerageHertz Real Estate Services

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