318 S Court St, Osceola, IA, 50213
About This Home
Affordable Homeownership Starts Here! Why rent when you can own? This charming 2-bedroom, 1-bath bungalow is an affordable opportunity to start building equity instead of paying rent, with a little sweat equity needed to make it truly shine. Featuring a brand-new roof installed in July 2026, this home offers peace of mind and one less major expense for years to come. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this cozy home has plenty of potential. Enjoy comfortable living at a price that's hard to beat and make the move to homeownership today! Schedule your private showing and see how affordable owning your own home can be!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Construction materials: Shakes,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 748 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 01124
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: per abstract
Parking
- Parking features: Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $302 | $3,624 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $95 | $1,140 |
| Electricity | $121 | $1,452 |
| Total | $591 | $7,092 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $59,900 |
| 2006-11-21 | Sold | $27,000 |
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