515 S Main St, Osceola, IA, 50213
About This Home
Classic mid-century brick home in quaint neighborhood. This home has been owned by one family since it was built in 1948. It has carpet but there are beautiful oak hardwood floors underneath. Formal foyer and open staircase, add style to this well- built home. The upper living room is graced with a wood burning fireplace and built in's. The upper level has 2 over-sized bedrooms with closets space and builts-in's as well. There is under the eave storage in each bedroom. the north bedroom has access to the roof top patio over the garage. Lower level has a family room that can be finished out as it has a wood burning fireplace as well. The kitchen has a beautiful large window to let the light in. Features ample cabinetry, informal eating area just off kitchen overlooking the backyard. The home has significant upgrades such as: new windows, new roof, new furnace, 2021 drainage and new sump pump installed, electric upgrade, garage floor and corner lifted and piered, and much more. If you are looking for a dignified home look no further.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1948
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Full bathrooms: 2
Property
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $327 | $3,924 |
| Property Taxes | $271 | $3,252 |
| Electricity | $170 | $2,040 |
| Total | $2,107 | $25,284 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
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