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402 S Columbia St, Bloomfield, IA, 52537

--beds
0baths
1,044sqft
$149,000
$143price/sqft
$1,318/moest. monthly cost
$52,720/yrincome needed

About This Home

Great investment opportunity available this duplex is fully occupied with good tenants and $17,700 gross annual income. Each unit consists of 2 bedrooms and 1 bath with the tenants paying all utilities. This property is Agent owned

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
2/10

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,044 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01011070

Features

  • Stories: 1

Lot

  • Lot size: 10,650 sqft
  • Lot size dimensions: 71 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$171$2,052
Property Taxes $273$3,276
Electricity $121$1,452
Total$1,318$15,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,188/yr
40% on housing$39,540/yr
45% on housing$35,146/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 52537$340
Davis County$323

vs Homes Sold Last Month

Median $/sqft

ZIP 52537
Davis County$83

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Price change$160,000
2026-04-09Price change$168,000
2026-03-30Listed for sale$180,000
2024-09-13Listing removed$675
2024-08-07Listed for rent$675
2023-08-29Listing removed--
2023-08-22Listed for rent$675

For Sale by Agent

AgentLincoln T Lynch
BrokerageLynch Realty Inc

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