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208 E Main St, Riceville, IA, 50466

3beds
1baths
1,176sqft
$165,000
$140price/sqft
$1,357/moest. monthly cost
$54,280/yrincome needed

About This Home

Updates and improvements made on many aspects of this home built in 1968 before some of the cost cutting measures of more recent construction. Cooper plumbing for many of the water lines. Updated electrical breaker box. New front entrance door. Replacement windows, vinyl siding and steel roof completed. Along Hwy #9 (the first road to be plowed in snowy weather). Located a few short steps to the 9 hole City golf course and one-half block to the 26 mile pedestrian/biking trail that traverses Mitchell and Howard Counties. 2.5 blocks to the U.S. postoffice and area businesses. The view on the north side thru the bedroom windows is of a wooded area. One-half mile south of Lake Hendricks park/ fishing and recreational opportunities.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
6/10
Riceville High SchoolGrades 6-120.6 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Features

  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,176 sqft

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 30 x 12

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 26007000302000001
  • Zoning: none
  • Special condition: Standard

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 94 x 132

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$208$2,496
Property Taxes $194$2,328
Electricity $121$1,452
Total$1,357$16,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,525/yr
40% on housing$40,710/yr
45% on housing$36,186/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 50466$139
Howard County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 50466
Howard County$69

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Listed for sale$165,000

For Sale by Agent

AgentElaine R Govern
BrokerageGovern Farms and Homes

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