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5621 N Hemlock St, Spokane, WA, 99205

3beds
2baths
1,454sqft
$445,000
$306price/sqft
$2,991/moest. monthly cost
$119,640/yrincome needed

About This Home

Updated Shadle area rancher offers a rare combination of residential comfort and an ADU (in progress) setup on a fully fenced 9,000 sqft lot. Ideal for contractors, car enthusiasts, or buyers seeking an ADU for family or rental income. Combined, the property offers approximately 2,222 sqft of finished living space including the home plus 768 sqft of finished living area in the 24x56 shop featuring 14-ft walls, tile flooring in finished areas, 220 power, EV charger, office/recreation space, bathroom, and plumbing for future kitchenette and shower installation. Extensive blacktop parking with gated access is ideal for RV owners or work vehicles. Excellent setup for a home business or multi-generational living. Home features 3 bed/1.75 bath, hardwood floors, updated kitchen, vinyl siding/windows, gas heat, central air, finished basement with outside entry, landscaped backyard with retaining walls, sprinklers, and landscaping that looks like a golf course. $48,000 solar system nearly eliminates electricity costs.

Getting Around

47
WalkingCar-Dependent
34
TransitSome Transit
52
BikeBikeable

Schools

5/10
3/10
4/10
Shadle Park High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • In-Law Floorplan
  • Flooring: Wood

First Floor

  • Level: First
  • Area: 734

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,454
  • Total interior livable area: 1,454 sqft

Other

  • Area: 768

Property

Details

  • Parcel number: 26362.1913

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Fenced Yard

Lot

  • Lot size: 9,000 sqft
  • Features: Sprinkler - Automatic,Level,Near Public Transit,Oversized Lot,Garden

Parking

  • Total spaces: 2
  • Parking features: Detached,Open,RV Access/Parking,Workshop in Garage,Garage Door Opener,Off Site,Oversized
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$142$1,704
Property Taxes $450$5,400
Electricity $149$1,793
Total$2,991$35,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,548/yr
40% on housing$89,730/yr
45% on housing$79,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$143
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$445,000
2026-05-09Listed for sale$445,000
2004-10-22Sold$83,374

For Sale by Agent

AgentRonald Mcintire
BrokerageChoice Realty

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