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4911 N Elm St, Spokane, WA, 99205

3beds
1baths
1,440sqft
$299,900
$208price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1-bath home that blends classic character with modern updates! From the moment you step inside, you'll notice the attention to detail throughout. Luxury vinyl plank flooring flows through the main living areas, offering both durability and a fresh, contemporary feel. Plush new carpet in the 3rd bedroom adds warmth and comfort. Natural light pours in through the double pane vinyl windows, providing improved energy efficiency and year-round comfort. The kitchen features newer appliances, making meal prep a breeze from day one. Whether you're a first-time buyer, down-sizer, or savvy investor, this move-in ready home checks all the boxes. The detached 2-car garage offers newer automatic garage doors. The large fenced backyard has paved alley access, along with new concrete walkways and an updated garage approach. Don't miss your chance, homes with updates like these don't last long!

Getting Around

62
WalkingSomewhat Walkable
39
TransitSome Transit
51
BikeBikeable

Schools

4/10
3/10
4/10
Shadle Park High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1943

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

First Floor

  • Level: First
  • Area: 720

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 26364.2610

Features

  • Levels: One
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 6,350 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Off Site,Alley Access
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$96$1,152
Property Taxes $228$2,736
Electricity $149$1,793
Total$1,989$23,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$299,900
2024-07-14Listing removed--
2024-07-11Listed for rent$1,700
2024-05-20Sold$227,000
2020-01-10Sold$199,900
2019-11-24Pending sale$199,900
2019-11-20Listed for sale$199,900
2018-09-07Sold$170,000
2018-07-30Price change$167,000
2018-07-26Listed for sale$174,500
1999-11-05Sold$67,950

For Sale by Agent

AgentShane Bangle
BrokerageKeller Williams Spokane - Main

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