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4526 S Cook St, Spokane, WA, 99223

2beds
2baths
1,327sqft
$469,900
$354price/sqft
$3,055/moest. monthly cost
$122,200/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom, 2-bath rancher on Spokane's desirable South Hill, conveniently located near parks, shopping, and restaurants. Inside, you'll find updated vinyl flooring and carpet, an open-concept layout, and abundant natural light that creates an inviting space for everyday living and entertaining. The kitchen features a new stainless steel range, while the spacious primary suite offers a walk-in closet and a newly installed ensuite shower. Outside, enjoy a fully fenced corner lot with mature fruit trees, a dedicated garden area, oversized parking, and gorgeous landscaping. Relax on the large deck while sipping your morning coffee or hosting summer barbecues. The seller is also offering a $3,000 appliance credit at closing plus a one-year Fidelity National Home Warranty for added peace of mind.

Getting Around

50
WalkingCar-Dependent
34
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

8/10
Hamblen Elementary SchoolGrades PK-60.5 mi
8/10
7/10
Ferris High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Microwave

Basement

  • Basement: Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1327

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,327
  • Total interior livable area: 1,327 sqft

Property

Details

  • Parcel number: 34041.1008

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinkler - Automatic,Level,Open Lot,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$137$1,644
Property Taxes $393$4,716
Electricity $149$1,793
Total$3,055$36,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,742/yr
40% on housing$91,650/yr
45% on housing$81,466/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 99223$246
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99223$210
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$469,900
2013-10-25Sold$140,108
2006-11-20Sold$215,000

For Sale by Agent

AgentNicole Webley
BrokerageWindermere Valley

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