See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5522 S Garfield St, Spokane, WA, 99223

3beds
5baths
3,325sqft
$835,000
$251price/sqft
$5,390/moest. monthly cost
$215,600/yrincome needed

About This Home

Welcome to a thoughtfully curated space where the best memories are made. Moments to Manito Country Club, High Drive trails & Luna, the location is unmatched. With 3 beds/4.5 baths & 3,000+ sq ft, contemporary transitional design boasts timeless style & modern functionality throughout. The open living space naturally pulls everyone together & large picture windows let in all the light. The galley kitchen offers rich granite, built-in Miele espresso maker, hidden appliances, Viking gas range & spacious island. With main floor laundry & en-suites off every bedroom, comfort is key. The primary suite features a generous walk-in closet & dual entrance into the bathroom with luxurious travertine shower & soaking tub overlooking the backyard. Enjoy movie nights in the finished basement with the wet bar fully loaded. Outside, on an oversized lot, paradise awaits. Escape to your rose garden, savor ‘smores around the sunken fire pit & unwind in the hot tub under the stars. Ask about the recent updates & book a tour!

Getting Around

28
WalkingCar-Dependent
19
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Lewis & Clark High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Free-Standing Range,Gas Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5

Features

  • Hard Surface Counters
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2100

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,325
  • Total interior livable area: 3,325 sqft

Property

Details

  • Parcel number: 34051.0214

Features

  • Levels: One
  • Stories: 2
  • Fencing: Fenced Yard

Lot

  • Lot size: 0.30 Acres
  • Features: Sprinkler - Automatic,Level,Garden

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,222$50,664
Home Insurance *$244$2,928
Property Taxes $697$8,364
Electricity $227$2,729
Total$5,390$64,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,800/yr
40% on housing$161,700/yr
45% on housing$143,733/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 99223$245
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99223$210
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$835,000
2026-02-17Listed for sale$850,000
2012-01-27Sold$275,000
2011-03-28Listing removed$400,000
2011-03-03Price change$400,000
2010-08-21Price change$445,000
2010-04-02Listed for sale$450,000
2009-10-05Listing removed$499,900
2009-08-08Price change$499,900
2009-07-17Listed for sale$525,000
2006-07-03Sold$292,500
1999-09-02Sold$152,000

For Sale by Agent

AgentEmma Cloninger
BrokerageJohn L Scott, Inc.

Similar Homes