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1634 E Providence Ave, Spokane, WA, 99207

2beds
1baths
2,096sqft
$325,000
$155price/sqft
$1,945/moest. monthly cost
$77,800/yrincome needed

About This Home

Bright and roomy 2-bedroom, 1 bath rancher one block from beautiful Hayes Park. New paint inside, newer remodeled kitchen with dining room area for the family dinner. Large living room with large TV and sound system already set up for you. Relax on the back yard patio while barbequing with a partially covered area for any rainy days. The homes roof is only 5 years old, newer hot water tank and furnace. Start a project in the large unattached garage that is approx. 25 x 20 with access from the paved alley. The large basement has a lot of room for good dry storage with laundry in the basement. Don’t miss out at looking at this gem.

Getting Around

55
WalkingSomewhat Walkable
43
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

4/10
Bemiss Elementary SchoolGrades PK-50.5 mi
2/10
Shaw Middle SchoolGrades 6-80.7 mi
3/10
Rogers High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1908

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First
  • Area: 1096

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Hot Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,096
  • Total interior livable area: 2,096 sqft

Property

Details

  • Parcel number: 35043.0738

Features

  • Levels: One
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,841 sqft
  • Features: Sprinkler - Partial,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Site,Alley Access
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$120$1,440
Property Taxes $33$396
Electricity $149$1,793
Total$1,945$23,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,685/yr
40% on housing$58,350/yr
45% on housing$51,866/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 99207$132
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99207$182
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$325,000
2005-06-30Sold$82,500
2005-01-28Sold$82,400
1996-06-03Sold$77,900

For Sale by Agent

AgentBrian Aitken
BrokerageJohn L Scott, Spokane Valley

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