See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1207 E Providence Ave, Spokane, WA, 99207

3beds
1baths
1,312sqft
$300,000
$229price/sqft
$2,016/moest. monthly cost
$80,640/yrincome needed

About This Home

Welcome to 1207 E. Providence Ave. This 3 bedroom 1 bath home is turnkey and very close to local shopping, schools, and public transportation. The original hardwood floors in the living room along with the glass doorknobs are creating ambience while the updated vinyl windows create a mindfulness towards your pocketbook. All of the home's major components ie; siding, windows, roof, HVAC, water heater, electrical panel, have been updated or replaced within the last 10 years. The backyard space is very private, the driveway leads to a one car garage. This home has been very well taken care of, and it shows to even the most meticulous buyer. The basement bedroom is non-egressed.

Getting Around

62
WalkingSomewhat Walkable
43
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
2/10
Shaw Middle SchoolGrades 6-80.9 mi
3/10
Rogers High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Workshop

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Flooring: Wood

First Floor

  • Level: First
  • Area: 656

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Property

Details

  • Parcel number: 35054.0814

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 5,100 sqft
  • Features: Level,Secluded

Parking

  • Total spaces: 1
  • Parking features: Detached,Workshop in Garage,Off Site
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$111$1,332
Property Taxes $240$2,880
Electricity $149$1,793
Total$2,016$24,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,120/yr
40% on housing$60,480/yr
45% on housing$53,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 99207$132
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99207$182
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$289,900
2026-04-09Listed for sale$300,000

For Sale by Agent

AgentDon Hatch
BrokerageEXIT Real Estate North

Similar Homes