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708 E Providence Ave, Spokane, WA, 99207

2beds
1baths
1,010sqft
$270,000
$267price/sqft
$1,840/moest. monthly cost
$73,600/yrincome needed

About This Home

Check out this freshly painted and remodeled 2 bedroom 1 bath Rancher with new appliances. A block away from Longfellow elementary and easy access to shops and restaurants.

Getting Around

68
WalkingSomewhat Walkable
44
TransitSome Transit
54
BikeBikeable

Schools

4/10
2/10
Shaw Middle SchoolGrades 6-81.3 mi
3/10
Rogers High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Composition
  • Construction materials: Steel Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

First Floor

  • Level: First
  • Area: 810

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Property

Accessibility

  • Accessibility features: Hallways 32+

Details

  • Parcel number: 35054.1204

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 5,100 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Alley Access
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$100$1,200
Property Taxes $226$2,712
Electricity $149$1,793
Total$1,840$22,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,085/yr
40% on housing$55,200/yr
45% on housing$49,066/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 99207$132
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99207$182
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$275,000
2012-09-11Sold$45,000
1997-12-30Sold$11,179

For Sale by Agent

AgentRoger Williamson
BrokerageWindermere Valley

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