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618 E Providence Ave, Spokane, WA, 99207

1beds
1baths
892sqft
$224,000
$251price/sqft
$1,543/moest. monthly cost
$61,720/yrincome needed

About This Home

This home, built in 1905, is being sold "As-Is" and for cash as it needs some tender loving care. The home offers a total of 892 total square feet of living space featuring one bedroom and one bathroom. Inside, you'll find a spacious kitchen with ample storage and a large pass-through window that connects the kitchen to the living room. You will also find convenient alley access leading to a single-car garage. The flat backyard is perfect for gardening, barbecues or other outdoor activities, while the private front yard adds to the home's appeal. The property is situated near multiple bus routes for easy transportation.

Getting Around

68
WalkingSomewhat Walkable
44
TransitSome Transit
54
BikeBikeable

Schools

4/10
2/10
Shaw Middle SchoolGrades 6-81.3 mi
3/10
Rogers High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Flooring: Wood

First Floor

  • Level: First
  • Area: 592

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 892
  • Total interior livable area: 892 sqft

Property

Details

  • Parcel number: 35054.1208

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,100 sqft
  • Features: Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Detached,Alley Access
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance *$83$996
Property Taxes $179$2,148
Electricity $149$1,793
Total$1,543$18,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,902/yr
40% on housing$46,290/yr
45% on housing$41,146/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 99207$133
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99207$182
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$224,000
2020-04-30Sold$110,000

For Sale by Agent

AgentApril Key
BrokerageAmplify Real Estate Services

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