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4012 N Calispel St, Spokane, WA, 99205

3beds
2baths
1,952sqft
$330,000
$169price/sqft
$2,199/moest. monthly cost
$87,960/yrincome needed

About This Home

Cute rancher that is clean, freshly painted and move-in ready. Hardwood floors, cozy fireplace, newly roofed house & garage ($15,000), vinyl siding with brick trim, sprinkler system, fenced yard, covered patio, & 6'x8' shed behind the garage. RV access through the rear fence and plenty of space for a garden. 3rd bedroom has 3 small non egress windows. New LG washer, dryer, & microwave oven. Wall to wall & floor to ceiling shelving for great storage.

Getting Around

61
WalkingSomewhat Walkable
36
TransitSome Transit
63
BikeBikeable

Schools

4/10
Finch Elementary SchoolGrades PK-50.2 mi
4/10
Glover Middle SchoolGrades 6-80.5 mi
6/10
North Central High SchoolGrades 6-122.2 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,952 sqft

Property

Details

  • Parcel number: 350614408

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$105$1,260
Property Taxes $277$3,324
Electricity $149$1,793
Total$2,199$26,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,394/yr
40% on housing$65,970/yr
45% on housing$58,640/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$325,000
2026-07-19Listed for sale$330,000
2026-07-09Listing removed--
2026-07-03Pending sale$330,000
2026-06-08Price change$330,000
2026-05-20Listed for sale$335,000
2021-04-10Listing removed--
2021-04-08Listed for rent$1,595
2009-02-27Sold$123,000

For Sale by Owner

AgentProperty Owner

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