3005 Us Highway 77, Lott, TX, 76656
About This Home
Water, hunting, fishing, improvements, accessibility & versatility - Here it is! Whispering Spring Ranch, 117.6 acre recreational ranch offering abundant water, quality improvements, excellent wildlife & a highly accessible Central TX location. Property is well suited for a recreational ranch, family compound, weekend retreat, full-time residence, investment or commercial opportunity. Ranch is improved with a 3,172-sqft main home & 1,620-sqft guest house or office, providing flexibility for multigenerational living, guests, ranch operations or home-based business. Additional improvements include a 24’ x 30’ barn & multiple equipment sheds for livestock, equipment & storage. Land is AG exempt, fenced & cross-fenced & offers a good mix of woods & open areas. Water is one of the ranch’s most valuable features: 1,900 feet of Bone Branch Creek, natural springs, four stock tanks & additional wet-weather creek. These water features provide excellent wildlife habitat, incredible hunting & fantastic fishing. The homes are positioned near the front of the ranch, while the side & back acreage is dedicated primarily to recreation, offering outstanding opportunities for hunting, fishing, ATV riding, horseback riding, hiking, bird watching & other outdoor activities. Whitetail deer, turkey, hogs, dove & other native wildlife are abundant throughout the property. The ranch is located off 1,000 ft of Hwy 77 frontage & approximately 423 ft of CR 473 frontage, providing excellent access and visibility. Located in Rosebud-Lott ISD, just outside the community of Lott, Whispering Springs Ranch is conveniently located within easy driving distance of Waco, Temple- Belton, Austin, Dallas, and Houston. Whether you’re looking for a private recreational retreat, a family compound, ranch headquarters or a property with future commercial potential, Whispering Springs Ranch offers abundant water, improvements, exceptional recreational opportunities and a location that is difficult to duplicate.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Roof: Metal
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional,Detached,Farmhouse
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Built-In Refrigerator,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 2
- 1/2 bathrooms: 3
Features
- Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters
- Flooring: Carpet,Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Interior Area
- Total interior livable area: 4,792 sqft
Living Room
- Features: Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 24 x 20
Master Bedroom
- Features: Ceiling Fan(s),Separate Shower
- Level: First
- Dimensions: 12 x 10
Property
Details
- Parcel number: 43185
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Barbed Wire,Cross Fenced,Fenced,Gate,Perimeter
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Creek,Lake Front,Waterfront
Lot
- Lot size: 117.76 Acres
- Features: Acreage,Agricultural,Hardwood Trees,Pasture,Pond on Lot,Many Trees,Waterfront
Parking
- Parking features: Additional Parking,Gated,Outside
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Drought
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,073 | $84,876 |
| Home Insurance * | $5,307 | $63,684 |
| Property Taxes | $477 | $5,724 |
| Electricity | $526 | $6,314 |
| Total | $13,383 | $160,596 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-04 | Listed for sale | $1,398,800 |
For Sale by Agent
View on Zillow