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4323 N Wall St, Spokane, WA, 99205

3beds
2baths
1,956sqft
$359,900
$184price/sqft
$2,382/moest. monthly cost
$95,280/yrincome needed

About This Home

Garland District charmer is just one block south of the Wall St. Diner and across from Willard Elementary School.  Adorable brick bungalow has 3 bedrooms, 2 bathrooms, newer roof, original hardwood floors, electric fireplace and high-efficiency gas furnace with central air.  Updated kitchen features granite counters & stainless appliances. Basement bedroom has an egress window and closet with ensuite ¾ bath. Great potential for duplex setup between main floor and basement levels. All appliances stay including washer and dryer. Fenced backyard has 2 car garage and 1 car garage plus lean to/storage shed. Newer exterior paint on garages. Tenants pay ALL their own utilities including w/s/g. Don't miss this great investment opportunity!

Getting Around

72
WalkingVery Walkable
45
TransitSome Transit
50
BikeBikeable

Schools

2/10
Willard Elementary SchoolGrades PK-50.1 mi
4/10
Glover Middle SchoolGrades 6-81.1 mi
5/10
North Central High SchoolGrades 6-121.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Bungalow

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Basement: Full,Partially Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Hard Surface Counters
  • Window features: Wood Frames
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Property

Details

  • Parcel number: 35062.4102

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 6,200 sqft
  • Features: Level,Near Public Transit

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Door Opener,Off Site,Alley Access
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$115$1,380
Property Taxes $299$3,588
Electricity $149$1,793
Total$2,382$28,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,668/yr
40% on housing$71,460/yr
45% on housing$63,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$379,900
2024-09-12Listing removed$2,245
2024-08-20Price change$2,245
2024-08-06Listed for rent$2,395
2024-08-04Listing removed--
2024-07-26Price change$2,400
2024-07-10Price change$1,700
2024-06-23Price change$1,800
2024-04-21Price change$1,900
2024-03-17Price change$2,000
2024-03-09Listed for rent$2,100
2021-09-14Sold$305,000
2021-09-10Pending sale$275,000
2019-10-28Sold$230,000
2019-09-19Listed for sale$230,000
2017-09-18Sold$160,000
2017-06-29Listed for sale$160,000
2009-09-29Listing removed$149,900
2009-09-25Listed for sale$149,900
2007-08-17Sold$138,000

For Sale by Agent

AgentDyer Davis
BrokerageWindermere North

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