228 Speckled Trout Loop, Palacios, TX, 77465
About This Home
WATERFRONT!! TWO PIERS!! Just over an acre on Five Mile Draw that leads right into Carancahua Bay for excellent fishing and gorgeous sunsets! This 1025 sq. ft. 2 bed, 2 bath home is waiting for you to make it your own! Home sits on one lot with back covered patio leading to 100 ft. pier. and Includes additional 3 vacant lots with Another PIER!! Very well maintained home with spacious kitchen that opens into living room area with wide patio views of the bay! Beautiful wood tile flooring throughout, with carpet in both bedrooms. Both baths have walk-in showers. Double garage below with storage and lots of peace and quiet in the Boca Chica subdivision in Palacios, TX! This is a unique opportunity to own a large waterfront property on the coast! Don't miss it!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Electric Oven,Microwave,Electric Cooktop
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- 2 Bedrooms Up
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,025
- Total interior livable area: 1,025 sqft
Kitchen
- Features: Kitchen Island,Kitchen open to Family Room
Property
Details
- Parcel number: R11259112601126111262
Features
- Stories: 1
- Patio & porch: Covered,Porch
- Exterior features: Side Yard
- On waterfront: Yes
- Waterfront features: Bay Front,Pier
Lot
- Lot size: 1 Acres
- Features: Back Yard,Waterfront,1/2 Up to 1 Acre
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Lightning
- Tornado
- Drought
- Heat Wave
- Ice Storm
- Coastal Flooding
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $459 | $5,508 |
| Property Taxes | $491 | $5,892 |
| Electricity | $238 | $2,859 |
| Total | $3,084 | $37,008 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-05 | Listed for sale | $525,000 |
| 2025-06-09 | Listing removed | $375,000 |
| 2025-04-10 | Pending sale | $375,000 |
| 2025-02-27 | Listed for sale | $375,000 |
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