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1228 W Grace Ave, Spokane, WA, 99205

2beds
2baths
1,302sqft
$285,000
$219price/sqft
$1,920/moest. monthly cost
$76,800/yrincome needed

About This Home

Welcome to this charming home in Spokane’s desirable Emerson-Garfield neighborhood! Just minutes from downtown and a short stroll to the Monroe Business District with its popular cafés, breweries, and local spots. This well-maintained 2 bedroom, 1.75 bath home features formal dining, wood floors, and a charming fireplace. Updates include vinyl windows and central A/C. Outside you’ll find a big fenced yard, a garage, and a patio edged with Italian herb containers—perfect for fresh cooking and easy outdoor living. Enjoy morning coffee or evening gatherings in the private backyard. Appliances stay. Convenient location, walkable amenities, and a backyard ready for the season make this one special.

Getting Around

80
WalkingVery Walkable
42
TransitSome Transit
55
BikeBikeable

Schools

3/10
Audubon Elementary SchoolGrades PK-50.6 mi
6/10
North Central High SchoolGrades 6-120.9 mi
4/10
Glover Middle SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Disposal

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 651

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Property

Details

  • Parcel number: 35072.2307

Features

  • Levels: One
  • Fencing: Fenced Yard,Fenced

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Attached,RV Access/Parking,Garage Door Opener,Off Site
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$91$1,092
Property Taxes $239$2,868
Electricity $149$1,793
Total$1,920$23,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,828/yr
40% on housing$57,600/yr
45% on housing$51,200/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$285,000
2026-07-31Listed for sale$285,000
2019-07-03Sold$205,000
2019-06-17Pending sale$194,000
2019-05-31Listed for sale$194,000
2016-08-24Sold$139,950
2016-07-07Listed for sale$139,950
2010-06-25Sold$108,000
2010-04-16Listed for sale$108,900
2007-09-05Sold$82,100
2006-02-07Sold$82,500
2005-09-23Sold$55,000
1996-05-30Sold$70,500

For Sale by Agent

AgentChrissy Roy
BrokerageREAL Broker LLC

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