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206 County Road 254, Ganado, TX, 77962

1beds
2baths
1,054sqft
$145,000
$138price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Charming cottage-style home offering more space than meets the eye! This unique 1-bedroom, 2-bathroom home features spacious living and dining areas, abundant storage throughout, and a flexible floor plan with endless possibilities to fit your lifestyle. Cozy cottage charm is complemented by generous room sizes and thoughtful updates that create a warm and inviting atmosphere. Enjoy the convenience of city services while tucked away on a county road just minutes from grocery stores, gas stations, restaurants, and downtown amenities. Outside, you'll find an attached carport, storage shed, and three covered patios perfect for entertaining guests, relaxing with your morning coffee, or enjoying quiet evenings outdoors. A rare opportunity to enjoy small-town convenience with a peaceful country feel!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Ganado Elementary SchoolGrades PK-50.4 mi
4/10
6/10
Ganado High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Freestanding Oven,Microwave,Electric Range,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,054
  • Total interior livable area: 1,054 sqft

Primary Bedroom

  • Level: First
  • Area: 176
  • Dimensions: 16x11

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: R18305

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: None

Lot

  • Lot size: 0.41 Acres
  • Features: Other,1/4 Up to 1/2 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Drought
Heat Wave
Ice Storm
Coastal Flooding
Hail

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$444$5,328
Property Taxes $248$2,976
Electricity $238$2,859
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 77962$97
Jackson County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 77962
Jackson County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-23Listed for sale$145,000

For Sale by Agent

AgentAmanda Bures
BrokerageJLA Realty

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