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1307 W Spofford Ave, Spokane, WA, 99205

5beds
2baths
2,624sqft
$309,900
$118price/sqft
$2,105/moest. monthly cost
$84,200/yrincome needed

About This Home

Classic style in an established neighborhood - come unlock the potential in this West Central Spokane home! This place just oozes with possibilities: as a multi-generational home, adult care facility, single family home or as an addition to your growing rental portfolio, as there are duplex options with a common kitchen and laundry. Large main floor living space (including a bonus office or *5th bedroom*, a really cool butlers pantry, workshop, storage and laundry spaces in the basement, all on a roomy city lot. Recent updates include a high efficiency gas furnace, hot water tank and electrical panel. Alley access to the detached garage and sufficient parking. Minutes to downtown Spokane (near the Arena and Riverfront Park) or the North Side of town, this is a home with a story that simply needs someone to write the ending to.

Getting Around

75
WalkingVery Walkable
50
TransitGood Transit
59
BikeBikeable

Schools

3/10
Holmes Elementary SchoolGrades PK-50.9 mi
6/10
North Central High SchoolGrades 6-120.6 mi
3/10

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Workshop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Window features: Bay Window(s),Wood Frames
  • Flooring: Wood

First Floor

  • Level: First
  • Area: 1345

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,624 sqft

Other

  • Level: Second
  • Area: 680

Property

Details

  • Parcel number: 35073.4203

Features

  • Levels: One and One Half
  • Stories: 2
  • Fencing: Cross Fenced

Lot

  • Lot size: 8,275 sqft
  • Features: Level,Hillside,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Off Site,Alley Access
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$99$1,188
Property Taxes $260$3,120
Electricity $179$2,153
Total$2,105$25,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,171/yr
40% on housing$63,150/yr
45% on housing$56,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 99205$144
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99205$191
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$294,900
2026-07-21Price change$309,900
2026-06-26Listed for sale$325,000
2020-12-02Sold$200,000
2020-10-09Listed for sale$190,000

For Sale by Agent

AgentTyler Zyph
BrokerageAvalon 24 Real Estate

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