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1605 Hutchings Ave, Ballinger, TX, 76821

3beds
2baths
2,440sqft
$500,000
$205price/sqft
$4,582/moest. monthly cost
$183,280/yrincome needed

About This Home

RIVER FRONTAGE AND A HOME BEST DESCRIBES THIS VERSATILE PROPERTY LOCATED IN BALLINGER TEXAS. THE ACREAGE HAS APPROXIMATELY 1 MILE OF COLORADO RIVER FRONT, PRODUCTIVE FIELDS, AND A 3 BEDROOM 2 BATH HOME THAT'S IN VERY GOOD CONDITION. HOME HAS A LARGE DECK OFF THE BACK, A THREE CAR CARPORT AND OUTBUILDINGS. THE ACREAGE HAS COMMERCIAL POTENTIAL AS WELL AS RECREATIONAL USES AND IS CURRENTLY USED AS AN INCOME PRODUCING PROPERTY. CALL FOR DETAILS

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
4/10
5/10
Ballinger High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laminate Counters,Ceiling Fan(s),Smart Home
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,440
  • Total interior livable area: 2,440 sqft

Property

Details

  • Parcel number: 0

Features

  • Levels: Two
  • Patio & porch: Deck
  • Fencing: Other
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 43 Acres
  • Lot size dimensions: APPROX 43 ACRES

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Carport,Detached,Detached Carport,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$904$10,848
Property Taxes $883$10,596
Electricity $267$3,215
Total$4,582$54,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,097/yr
40% on housing$137,460/yr
45% on housing$122,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 76821$86
Runnels County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 76821
Runnels County$69

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-26Listed for sale$500,000

For Sale by Agent

AgentDonna Williams
BrokerageBig Country Realty

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