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903 W Wheeler St, Breckenridge, TX, 76424

2beds
1baths
1,165sqft
$112,500
$97price/sqft
$1,151/moest. monthly cost
$46,040/yrincome needed

About This Home

Discover the potential in this cozy 2-bedroom, 1-bath home, perfect for first-time buyers, investors, or those looking to downsize. Situated on a generous lot, this property offers a functional layout with comfortable living spaces and plenty of outdoor room to enjoy. The home features a welcoming front porch, ideal for relaxing evenings, and a practical interior layout. A large covered carport provides convenient parking and protection from the elements, while the extended driveway allows for additional vehicles or guests. Step outside and enjoy the open yard with room to garden or create your ideal outdoor space. The additional storage structure adds extra convenience for tools and equipment. Quiet setting with easy access to nearby amenities. With its affordable price point and great location centrally located in town and near an elementary school lets make this your next purchase. Call or message me to take a look today!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
South Elementary SchoolGrades 3-50.1 mi
5/10
Breckenridge High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Plaster,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Washer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Other
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,165 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R11878

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Alley Access,Carport,Detached Carport
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Heat Wave
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $568$6,816
Home Insurance *$239$2,868
Property Taxes $106$1,272
Electricity $238$2,859
Total$1,151$13,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,462/yr
40% on housing$34,530/yr
45% on housing$30,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -11.0%
-11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 76424$107
Stephens County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 76424
Stephens County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$119,500
2026-03-23Listed for sale$129,500

For Sale by Agent

AgentJose Garcia
BrokerageSouthridge Realty Group

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