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14045 Henry St, Ore City, TX, 75683

4beds
2baths
2,378sqft
$390,000
$164price/sqft
$2,968/moest. monthly cost
$118,720/yrincome needed

About This Home

Move-in ready country retreat on 29.756 acres in Ore City! This updated 4-bedroom, 2-bath home offers 2,378 square feet of comfortable living space with an updated kitchen, spacious layout, and beautiful views of the surrounding property. Enjoy room to roam, farm, or simply relax in the peaceful East Texas setting. The property also features an 11kW Generac whole-home generator, providing added comfort and peace of mind. Conveniently located less than a mile from the nearest Lake O’ the Pines boat ramp, making it easy to spend your days fishing, boating, and enjoying the lake. A rare opportunity to own acreage, privacy, and recreation all in one property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
6/10
Ore City Middle SchoolGrades 6-82.1 mi
6/10
Ore City High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Microwave,Dishwasher,Gas Water Heater
  • Laundry features: Laundry Room,Electric Dryer Hookup,Washer Hookup

Bathroom

  • Features: Tub Only,Shower and Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,378 sqft

Property

Details

  • Parcel number: 5838
  • Exclusions: Tiny House on back of property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Metal Fence,Partial,Chain Link
  • Living area range: 2001-2500

Lot

  • Lot size: 29.76 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front,Garage Door Opener,Workshop in Garage,Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$361$4,332
Property Taxes $374$4,488
Electricity $261$3,133
Total$2,968$35,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,760/yr
40% on housing$89,040/yr
45% on housing$79,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 75683$106
Upshur County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75683$148
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$385,000
2026-07-13Price change$390,000
2026-06-25Listed for sale$395,000
2023-07-26Sold--
2023-04-28Listed for sale$345,000

For Sale by Agent

AgentMisty Garvin
BrokerageJulie Woods & Associate RE Firm

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