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1848 Owl Rd, Diana, TX, 75640

3beds
2baths
1,827sqft
$285,000
$156price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Well-maintained 3-bedroom, 2-bath home situated on 1.9 acres, offering the perfect blend of space, functionality, and country living. This one owner home is 1,827 square feet and features an open-concept layout, updated flooring, and a spacious living area highlighted by a wood beam accent ceiling. The kitchen offers ample cabinet space, a functional layout, and flows seamlessly into the dining area ideal for everyday living or entertaining. The oversized primary suite provides plenty of room to unwind, along with a large bathroom featuring both a soaking tub and separate shower. Outside, you’ll find a 30x40 shop perfect for storage, hobbies, or equipment along with plenty of room to spread out and enjoy the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
8/10
New Diana Middle SchoolGrades 6-81.9 mi
5/10
New Diana High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Drop-in Range,Electric Oven,Dishwasher,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom

  • Features: Shower/Tub

Bedroom

  • Features: Master Bedroom Split

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Living Combo

Features

  • Window features: Window Treatments
  • Flooring: Vinyl,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 1,827 sqft

Property

Details

  • Parcel number: 65031354
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Metal Fence,Chain Link
  • Living area range: 1501-2000

Lot

  • Lot size: 1.91 Acres
  • Features: Landscaped

Parking

  • Parking features: No Garage,Workshop in Garage,Detached,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$138$1,656
Property Taxes $143$1,716
Electricity $238$2,859
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 75640$169
Upshur County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 75640$200
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Listed for sale$295,000

For Sale by Agent

AgentNicholas Estrella
BrokerageEast Texas Preferred Properties, LLC - Kilgore

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