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3362 Silk Tree Rd, Gilmer, TX, 75645

4beds
2baths
2,128sqft
$475,000
$223price/sqft
$3,750/moest. monthly cost
$150,000/yrincome needed

About This Home

31.106± Acres | Union Grove ISD | Two Homes | Barn & Pasture - Discover the perfect East Texas country property on 31.106± acres in sought-after Union Grove ISD. This versatile acreage offers two manufactured homes, making it ideal for multi-generational living, rental income, or a homestead setup. The property features a spacious 4-bedroom, 2-bath double-wide manufactured home complete with a whole-home generator for added peace of mind, as well as a 3-bedroom, 2-bath single-wide manufactured home. The land presents a beautiful mix of open pasture and mature trees, providing ample space for livestock, recreation, gardening, or simply enjoying the privacy and natural beauty of country living. A garage/barn offers excellent storage, workshop space, or room for equipment. There is also a carport for additional covered parking. Whether you're looking for a family compound, investment opportunity, or your own private rural retreat, this property offers the space, flexibility, and improvements to fit a variety of needs—all while enjoying the tranquility of the countryside and the benefits of Union Grove ISD.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Union Grove High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Alum/Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Elec Range/Oven,Dishwasher

Bathroom

  • Features: Shower and Tub,Shower/Tub,Walk-In Closet(s)

Bedroom

  • Features: Master Bedroom Split,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry,Ceiling Fans,Eat-in Kitchen
  • Fireplace features: Wood Burning,Fireplace Screen,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,128 sqft

Property

Details

  • Parcel number: 65058667
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Deck Covered
  • Fencing: Barbed Wire,Partial
  • Waterfront features: Pond

Lot

  • Lot size: 31.11 Acres
  • Features: Native Grass

Parking

  • Total spaces: 1
  • Parking features: Garage,Natural
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$460$5,520
Property Taxes $651$7,812
Electricity $238$2,859
Total$3,750$45,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,571/yr
40% on housing$112,500/yr
45% on housing$100,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 75645$175
Upshur County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75645$157
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$475,000

For Sale by Agent

AgentBarbara Hill

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