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6734 Fm 2796, Gilmer, TX, 75644

5beds
2baths
2,318sqft
$280,000
$121price/sqft
$2,411/moest. monthly cost
$96,440/yrincome needed

About This Home

Country Living on 9.7 Acres in Gilmer Escape to the peace and privacy of East Texas with this charming farmhouse set on approximately 9.7 beautiful acres. The property features a scenic mix of open pasture and mature hardwood trees, offering the perfect setting for livestock, gardening, recreation, or simply enjoying wide-open space and fresh air. A peaceful creek runs along the back of the property, adding natural beauty and a relaxing backdrop to this country retreat. Inside, you’ll find a spacious open floor plan designed for comfortable living and easy entertaining. The kitchen offers abundant cabinet storage and plenty of room to cook and gather. With five generously sized bedrooms and two full bathrooms, there’s space for everyone to spread out and feel at home. Outside, the property continues to impress with a barn ideal for equipment, animals, or workshop space, along with RV hookups that make hosting guests or accommodating travel living easy and convenient. This home offers a wonderful opportunity for updates and personalization to create a truly special country retreat. If you’ve been searching for acreage, privacy, and opportunity in Gilmer, this property is ready for your personal touch. Highlights * 9.7 acres of pasture & hardwood trees * Creek running along the back of the property * Barn for storage, livestock, or workshop use * RV hookups available * Quiet country setting * Open floor plan * Kitchen with ample cabinetry * 5 spacious bedrooms, 2 bathrooms * Endless potential with a little work

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
6/10
Ore City Middle SchoolGrades 6-88.1 mi
6/10
Ore City High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Aluminum/Metal
  • Construction materials: Wood/Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Elec Range/Oven,Dishwasher,Electric Water Heater

Bathroom

  • Features: Shower/Tub

Bedroom

  • Features: Master Bedroom Split

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,Ceiling Fan(s)
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 2,318 sqft

Property

Details

  • Parcel number: 6657
  • Exclusions: Personal Belongings

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Living area range: 2001-2500

Lot

  • Lot size: 9.70 Acres

Parking

  • Parking features: No Garage,None,Natural
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$341$4,092
Property Taxes $401$4,812
Electricity $254$3,054
Total$2,411$28,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,662/yr
40% on housing$72,330/yr
45% on housing$64,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 75644$212
Upshur County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 75644$121
Upshur County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-14Listed for sale$289,000
2016-12-14Sold--

For Sale by Agent

AgentNacole Eaton
BrokerageTexas Real Estate Executives, The Daniels Group - Gilmer

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