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207 W Harrison St, Exira, IA, 50076

2beds
2baths
809sqft
$85,000
$105price/sqft
$1,069/moest. monthly cost
$42,760/yrincome needed

About This Home

Charming and full of character, this cozy 2-bedroom home offers the perfect blend of classic small-town living and modern updates. Step inside to find beautifully refinished hardwood floors that add warmth and timeless appeal throughout the main living areas. The remodeled bathroom features heated tile floors, creating a spa-like retreat you'll appreciate year-round. Both bedrooms are conveniently located on the main level, along with main-floor laundry hookups for added ease and functionality. Downstairs, the full basement expands your living space with a comfortable family room area, a second bathroom, and plenty of room for storage. Outside, a carport provides convenient covered parking or patio space, the garden shed has a new roof and siding. While the home's location puts you within easy walking distance to all the favorite local shops and parks. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this inviting property offers comfort, convenience, and the charm of small-town living.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven,Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 809

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,618
  • Total interior livable area: 809 sqft

Kitchen

  • Features: Eat-in Kitchen,Laminate Counters

Property

Details

  • Parcel number: 28 EXIRA CORP/EEK, 0.0000000000.0000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Frontage length: 0

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Ice Storm
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$372$4,464
Property Taxes $147$1,764
Electricity $121$1,452
Total$1,069$12,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,651/yr
40% on housing$32,070/yr
45% on housing$28,506/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 17.2%
17.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 50076
Audubon County$511

vs Homes Sold Last Month

Median $/sqft

ZIP 50076
Audubon County$46

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$85,000
2026-06-24Listed for sale$85,000
2022-06-23Sold$40,000
2022-05-21Contingent$35,000
2022-05-19Listed for sale$35,000
2015-03-23Sold$31,000

For Sale by Agent

AgentAbby Rasmussen
BrokerageWayne Hansen Real Estate Llc

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