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657 S Freya St, Spokane, WA, 99202

2beds
1baths
1,164sqft
$329,900
$283price/sqft
$2,238/moest. monthly cost
$89,520/yrincome needed

About This Home

Freshly updated interior includes new kitchen cabinets, countertops, appliances, flooring and interior paint. It is move-in ready. There is currently one bathroom but rough plumbing is already in for a second bathroom. This is one level living with two bedrooms, living room, kitchen and separate dining room. Lots of ceiling details in the living room and dining room. The main bedroom has a slider to a ramp to the backyard and two closets (one could be the second bathroom). Laundry is on the main floor. The furnace and central AC (2021) are newer as well as the roof (2025). There is a slider off of the dining room to a small deck that leads to what could be a very large patio. The backyard is a gardeners paradise with raised garden boxes, grapes and lots of flowers all under a sprinkler system. The two car garage has an opener.

Getting Around

60
WalkingSomewhat Walkable
37
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
Chase Middle SchoolGrades 6-82.1 mi
7/10
Ferris High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Masonite,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Washer,Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Window features: Vinyl Frames,Multi-Pane Windows

First Floor

  • Level: First
  • Area: 1164

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,164
  • Total interior livable area: 1,164 sqft

Property

Details

  • Parcel number: 35224.0809

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard

Lot

  • Lot size: 7,500 sqft
  • Features: Sprinkler - Partial,Level,Garden

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$144$1,728
Property Taxes $277$3,324
Electricity $149$1,793
Total$2,238$26,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,731/yr
40% on housing$67,140/yr
45% on housing$59,680/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 99202$155
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99202$177
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$329,900
2016-10-18Sold$121,000
2012-10-26Sold$112,800
2012-05-18Listed for sale$120,000
2006-06-22Sold$125,500
1995-08-09Sold$81,900

For Sale by Agent

AgentDouglas Juliano
BrokerageJohn L Scott, Inc.

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