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301 N 4th St, Farmington, IA, 52626

3beds
1baths
1,928sqft
$89,900
$47price/sqft
$850/moest. monthly cost
$34,000/yrincome needed

About This Home

Step back in time with this charming historic brick home, built in 1885 situated on a spacious corner lot. Rich in character and timeless appeal, this 3-bedroom, 1-bath home showcases beautiful historic details, including a stunning open staircase that welcomes you as you enter. The inviting living room features a cozy fireplace, creating the perfect gathering space, while the upstairs bathroom offers the convenience of an adjacent laundry area. Step outside to enjoy the large backyard patio, ideal for relaxing or entertaining. Recent updates include a newer roof and all new windows, blending modern improvements with the home's original charm. This property is being sold AS IS, WHERE IS, presenting a wonderful opportunity for those looking to restore, invest, or simply appreciate the beauty of a historic home. All furniture and appliances, including the washer and dryer, will remain with the property. If you've been searching for a home with history, character, and endless potential, this 1885 gem is ready for its next chapter. Listing agent is related to the seller.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1885

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,928 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 000721235430100

Features

  • Levels: One and One Half

Lot

  • Lot size: 7,920 sqft
  • Lot size dimensions: 66 x 120

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Cold Wave
Landslide
Wildfire

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$179$2,148
Property Taxes $74$888
Electricity $143$1,725
Total$850$10,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,142/yr
40% on housing$25,500/yr
45% on housing$22,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$47This listing

vs Other Active Listings

Avg $/sqft

ZIP 52626$6
Van Buren County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 52626$72
Van Buren County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$79,900
2026-07-25Listed for sale$89,900
2018-09-24Listing removed$57,000
2018-07-16Price change$57,000
2018-06-01Listed for sale$75,000

For Sale by Agent

AgentLisa Murguia
BrokerageFairfield Real Estate

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