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1920 S Rocky Ridge Dr, Spokane, WA, 99212

5beds
4baths
4,832sqft
$839,900
$174price/sqft
$5,543/moest. monthly cost
$221,720/yrincome needed

About This Home

Discover this elegant and welcoming home on 2/3 of an acre tucked into the serene Heather Park neighborhood on Spokane’s South Hill. Stately perched at the end of a quiet street, it feels like a private retreat surrounded by mature trees and wildlife, yet is conveniently close to downtown, medical facilities, the freeway, and local amenities. The main floor features a formal living room, dining room, private office, and a comfortable family room adjoining the chef’s kitchen, complete with professional-grade appliances and granite countertops. A central foyer with a sweeping curved staircase leads to the second level, where you’ll find four bedrooms and two bathrooms, including a generous primary suite with a large walk-in closet, double sinks & garden tub. The fully finished basement is perfect for entertaining, featuring a spacious family room with a wet bar, a media room with tiered seating, and an additional bedroom and bathroom. This home offers endless spaces to explore and enjoy, both indoors and out.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

6/10
Chase Middle SchoolGrades 6-81.4 mi
7/10
Ferris High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Gas Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Rec/Family Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Hard Surface Counters
  • Window features: Bay Window(s),Skylight(s),Wood Frames,Multi-Pane Windows
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Masonry,Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1660

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,832
  • Total interior livable area: 4,832 sqft

Other

  • Level: Second
  • Area: 1572

Property

Details

  • Parcel number: 35261.1415

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.68 Acres
  • Features: Sprinkler - Automatic,Level,Secluded,Cul-De-Sac,Oversized Lot,Irregular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Off Site,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,246$50,952
Home Insurance *$252$3,024
Property Taxes $715$8,580
Electricity $330$3,966
Total$5,543$66,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,045/yr
40% on housing$166,290/yr
45% on housing$147,813/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 99212$177
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99212$208
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$839,900
2016-06-17Sold$440,000
2016-05-25Listed for sale$475,000
2014-04-08Listing removed$2,000
2014-02-04Listed for rent$2,000
2013-11-07Listing removed$395,000
2013-05-22Listed for sale$395,000
2012-04-21Listing removed$375,000
2012-03-14Price change$375,000
2011-10-26Listed for sale$395,000

For Sale by Agent

AgentSarah Knight
BrokerageWindermere Manito, LLC

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