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3304 E 20th Ave, Spokane, WA, 99223

3beds
1baths
1,560sqft
$325,000
$208price/sqft
$2,160/moest. monthly cost
$86,400/yrincome needed

About This Home

***Contingent On Buyers Sale of Home*** Beautifully updated South Hill rancher with brand-new exterior paint, a new roof, and new front stair railing, offering true move-in confidence. This charming 3-bed, 1-bath home sits on a fenced corner lot and blends classic mid-century character with modern improvements. Inside, you’ll find a bright main-floor layout, updated flooring, recent paint and a comfortable living space. The finished basement adds a spacious family room, additional bedroom, laundry area, and plenty of storage. Outside, the freshly painted home, garage, and deck create standout curb appeal, while the fenced yard provides room to relax, garden, or entertain. A detached 1-car garage adds convenience and extra storage. Located in a quiet South Hill neighborhood close to parks, schools, shopping, and dining, this home offers comfort, updates, and an ideal location.

Getting Around

39
WalkingCar-Dependent
33
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

6/10
Chase Middle SchoolGrades 6-81.4 mi
7/10
Ferris High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer
  • Laundry features: Hookups

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Concrete,Hardwood,Slate

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 352723006

Features

  • Exterior features: Cement / Concrete
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,155 sqft

Parking

  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$95$1,140
Property Taxes $273$3,276
Electricity $149$1,793
Total$2,160$25,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,057/yr
40% on housing$64,800/yr
45% on housing$57,600/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 99223$248
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99223$210
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$325,000
2026-07-24Pending sale$325,000
2026-06-22Listed for sale$325,000
2024-12-06Listing removed$1,800
2024-11-20Listed for rent$1,800
2022-11-22Listing removed--
2022-11-10Price change$1,750
2022-09-26Listed for rent$1,800
2021-03-24Listing removed--
2019-12-29Listing removed$1,300
2019-11-30Listed for rent$1,300
2001-06-27Sold$91,000
2000-04-05Sold$83,066

For Sale by Owner

AgentProperty Owner

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