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3303 E Congress Ave, Spokane, WA, 99223

2beds
1baths
0sqft
$275,000
--price/sqft
$1,850/moest. monthly cost
$74,000/yrincome needed

About This Home

Don’t let the square footage fool you—this charming South Hill bungalow lives larger than expected! Filled with natural light and beautiful hardwood floors, this move-in-ready home offers a spacious living room and an updated kitchen with abundant cabinetry, pantry, and new stainless appliances. Two comfortable bedrooms and an updated bath provide easy, efficient living. Enjoy peace of mind with a new 95%-efficient furnace (2024), new fencing, vinyl windows, and all appliances included. Relax on the covered patio overlooking the fully fenced backyard with mature trees and sprinkler system. The detached garage with adjoining shop offers exceptional storage or hobby space. Ideally situated on a desirable corner lot in sought-after Lincoln Heights, just minutes from parks, schools, shopping, dining, and medical services. Perfect for first-time buyers, downsizers, or investors!

Getting Around

39
WalkingCar-Dependent
33
TransitSome Transit
32
BikeSomewhat Bikeable

Schools

6/10
Chase Middle SchoolGrades 6-81.4 mi
7/10
Ferris High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Flooring: Wood

First Floor

  • Level: First
  • Area: 724

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,See Remarks
  • Cooling features: Other

Interior Area

  • Total structure area: 0

Other

  • Area: 0

Other

  • Level: Second
  • Area: 0

Third Floor

  • Level: Third
  • Area: 0

Property

Details

  • Parcel number: 35272.3007

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced Yard,Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7,155 sqft
  • Features: Sprinkler - Automatic,Level,Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,RV Access/Parking,Workshop in Garage,See Remarks
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$80$960
Property Taxes $231$2,772
Electricity $149$1,793
Total$1,850$22,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,428/yr
40% on housing$55,500/yr
45% on housing$49,333/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 99223$248
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99223$210
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$260,000
2026-06-30Listed for sale$275,000
2025-06-06Listing removed$1,500
2025-05-30Listed for rent$1,500
2025-01-03Listing removed$1,425
2024-12-17Listed for rent$1,500
2021-02-13Listing removed--
2021-02-05Listed for rent$1,195
2014-05-07Sold$100,000
2014-03-22Listed for sale$105,000
2003-08-25Sold$75,000
1997-07-10Sold$68,900

For Sale by Agent

AgentBernadette Pillar
BrokerageBernadette Pillar Real Estate

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