305 Fm 1896, Mt Vernon, TX, 75457
About This Home
Nestled on 4.85 scenic acres just minutes from downtown Mt. Vernon, this charming 2222-square-foot brick house offers a perfect blend of rural tranquility and convenience. Boasting three bedrooms, two bathrooms, and a spacious office, the interior is both cozy and functional, with ample storage throughout. The sprawling land provides endless possibilities for gardening or keeping farm animals, while its proximity to town ensures easy access to amenities. This property is not just a home but a serene retreat where modern comfort meets natural beauty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick and Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven-Gas
Bathroom
- Features: Shower Only,Shower/Tub
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Paneling,Ceiling Fan(s)
- Window features: Blinds
- Number of fireplaces: 1
- Fireplace features: One Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central/Electric
- Cooling features: Central Electric
Interior Area
- Total structure area: 2,222
- Total interior livable area: 2,222 sqft
Kitchen
- Features: Kitchen/Eating Combo
Master Bedroom
- Features: Master Bedroom Split
Property
Details
- Parcel number: 008060000000070000001
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Patio Open
- Fencing: Barbed Wire
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Drought
- Hail
- Strong Wind
- Cold Wave
- Heat Wave
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $248 | $2,976 |
| Property Taxes | $202 | $2,424 |
| Electricity | $243 | $2,927 |
| Total | $2,209 | $26,508 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $300,000 |
| 2026-03-13 | Pending sale | $300,000 |
| 2026-02-24 | Price change | $300,000 |
| 2025-08-08 | Price change | $320,000 |
| 2024-06-11 | Price change | $345,000 |
| 2024-05-07 | Listed for sale | $368,000 |
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