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175 County Rd NW #1010, Mount Vernon, TX, 75457

2beds
1baths
1,350sqft
$217,000
$161price/sqft
$1,609/moest. monthly cost
$64,360/yrincome needed

About This Home

Country Living Just Minutes from Historic Downtown Mount Vernon! Don’t miss this charming 2BR-1BA home situated on just over one acre just outside the city limits of Mount Vernon, Texas. Offering the perfect combination of country living & small town convenience, this home is ready for you to add your own personal style with your choice of paint & flooring. Inside, you’ll find an oversized kitchen & dining area featuring custom cabinetry that opens into a spacious living room, creating the perfect space for entertaining family and friends. The home also offers two generous bedrooms with walk-in closets & a beautifully designed custom bathroom. Enjoy peaceful East Texas mornings & evenings from the full length covered front & back porches overlooking the spacious yard. The property is fully fenced with a 5 foot chain-link fence, & includes a brand-new aerobic septic system, providing added value & peace of mind. Located only one minute from the shopping, restaurants, schools, and entertainment of downtown Mount Vernon, & just minutes from Lake Cypress Springs, this property is ideally positioned for enjoying everything East Texas has to offer. Conveniently located approximately 100 miles east of Dallas along Interstate 30. Whether you’re looking for your first home, a weekend getaway, or a peaceful place to call home, this property offers incredible potential and is priced to sell.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
Mt Vernon High SchoolGrades 9-121.0 mi
8/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Open Floorplan,Other,Cable TV
  • Flooring: Other,See Remarks

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total interior livable area: 1,350 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 20 x 10

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 2765

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered
  • Exterior features: Private Yard,Storage
  • Fencing: Chain Link

Lot

  • Lot size: 1.17 Acres
  • Features: Acreage,Back Yard,Cleared,Lawn,Level

Parking

  • Parking features: Open,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,097$13,164
Home Insurance *$180$2,160
Property Taxes $94$1,128
Electricity $238$2,859
Total$1,609$19,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,165/yr
40% on housing$48,270/yr
45% on housing$42,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 75457$244
Franklin County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 75457
Franklin County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$217,000

For Sale by Agent

AgentJohn Beaty
BrokerageUnited Country Cain Agency

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