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102 Sandy Main Rd, Scroggins, TX, 75480

1beds
1baths
552sqft
$109,900
$199price/sqft
$936/moest. monthly cost
$37,440/yrincome needed

About This Home

Escape to the peace & quiet of East Texas with this charming 1 bedroom, 1 bath cabin situated on 2.2 acres just one mile from beautiful Lake Cypress Springs. Built in 2011, this cozy retreat offers the perfect blend of comfort & functionality, making it ideal as a weekend getaway, Airbnb investment, fishing retreat or full time homestead. Inside, you'll find a kitchenette with cabinetry, water & refrigerator, along with a wood burning fireplace. This property also offers generous closet space & two mini-split units for efficient year round comfort. Enjoy the large covered front porch & wooden deck. The property is well equipped with a 220 square foot storage building with electricity, shelves, peg board, two carports, + a 30x30 shop featuring concrete flooring, electricity, a bathroom & a 15x30 lean-to for additional coverage. Whether you're looking for a recreational property near the lake, an incoming producing vacation rental, or a place to call home, this property offers endless possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Mt Vernon High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Siding,Other/See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other/See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Bathroom

  • Features: Shower Only

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other/See Remarks,Wood Stove
  • Cooling features: Other/See Remarks

Interior Area

  • Total structure area: 552
  • Total interior livable area: 552 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 010900000100540000000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck Open,Porch
  • Fencing: None

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Strong Wind
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$115$1,380
Property Taxes $28$336
Electricity $238$2,859
Total$936$11,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,091/yr
40% on housing$28,080/yr
45% on housing$24,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 75480$404
Franklin County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 75480
Franklin County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$109,900
2026-08-10Contingent$109,900
2026-08-10Pending sale$109,900
2026-07-27Price change$109,900
2026-06-17Listed for sale$129,900

For Sale by Agent

AgentTaylor Abernathy
BrokerageUnited Country Cain Agency

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