109 Baker St, Mount Vernon, TX, 75457
About This Home
Move-In Ready Living Without the Work — Newer Construction in Mount Vernon If you’ve been looking at homes and keep running into properties that need updating, repairs, or constant maintenance — this one offers a different experience. This 3-bedroom, 3-bath home was built with modern living in mind, giving you the benefit of newer construction without the wait or uncertainty of building. From the moment you walk in, you’ll notice the clean, open feel created by tall ceilings, natural light, and a layout that actually works for everyday life. Designed for comfort and efficiency, the home features full spray foam insulation, helping keep energy costs down while maintaining a comfortable indoor environment year-round. The kitchen and living areas flow naturally together, making it easy to relax, host, or simply enjoy the space without feeling closed in. Step outside to a fully fenced backyard — perfect for pets, outdoor time, or low-maintenance living. Tucked away on a quiet street, you get a sense of privacy while still being just minutes from downtown Mount Vernon. For buyers who want something that’s clean, functional, and ready to go without the projects — this home is worth a closer look.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Disposal,Microwave
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Bedroom
- Level: First
- Dimensions: 13 x 12
Bedroom
- Level: First
- Dimensions: 14 x 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Double Vanity,Granite Counters,Open Floorplan,Cable TV,Walk-In Closet(s)
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,988 sqft
Living Room
- Level: First
- Dimensions: 17 x 12
Master Bedroom
- Level: First
- Dimensions: 15 x 15
Property
Details
- Parcel number: 18335
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered
- Fencing: Privacy,Wood
Lot
- Lot size: 8,145 sqft
Parking
- Total spaces: 4
- Parking features: Concrete,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $437 | $5,244 |
| Electricity | $238 | $2,859 |
| Total | $2,410 | $28,920 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $299,900 |
| 2026-02-23 | Listing removed | $299,000 |
| 2026-01-29 | Price change | $299,000 |
| 2025-08-03 | Price change | $305,000 |
| 2025-06-06 | Price change | $307,000 |
| 2025-05-19 | Price change | $309,000 |
| 2025-04-09 | Listed for sale | $315,000 |
| 2022-06-21 | Sold | -- |
| 2022-05-11 | Pending sale | $267,000 |
| 2022-04-26 | Listed for sale | $267,000 |
| 2022-04-26 | Listing removed | -- |
| 2022-04-07 | Listed for sale | $267,000 |
| 2022-03-22 | Contingent | $267,000 |
| 2022-03-19 | Price change | $267,000 |
| 2022-02-23 | Listed for sale | $274,900 |
| 2022-01-27 | Pending sale | $274,900 |
| 2022-01-19 | Contingent | $274,900 |
| 2022-01-06 | Listed for sale | $274,900 |
For Sale by Agent
View on Zillow