See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

249 Morro Circle, Pagosa Springs, CO, 81147

3beds
2baths
1,940sqft
$765,746
$395price/sqft
$4,404/moest. monthly cost
$176,160/yrincome needed

About This Home

New Construction in 2026; TO BE BUILT with a completion date this summer (2026)! Being a new home means top of the line construction with energy efficiency in mind. Please see the spec sheet attached to this listing for complete details! Welcome home to this builder-grade modern farmhouse near lake Hatcher in Pagosa Springs Colorado! Currently being completed in 2026, this home leaves no stone unturned. High quality construction with high end finishes by the one and only BWD Construction company - building legacy homes in Pagosa Springs Colorado since 2015. You will be thrilled with the curb appeal this home offers, the lovely front patio, and the simple roof lines ideal for those Colorado winters. Every detail has been taken into account - from the quality low maintenance building materials, to the thoughtful layout, to the standing seam roof, you will find yourself buying a property that can withstand the test of time. The layout is ideal offering 3 bedrooms, 2 full bathrooms, an attached 2 car garage, an open concept kitchen/living/dining (complete with a fireplace), and a massive room above the garage great for a flex room, library, office, play room, or home gym! (please see the floor plans in the listing for more details). The location is fabulous! Walking distance to the lake, incredible mountain views, and a quick drive into town where you can find grocery stores, shopping, and dining. Sitting on almost a quarter acre backing up to a green belt. If you want quality mixed with affordability mixed with a low maintenance lifestyle...THIS IS IT! Schedule your private showing today and be sure to reach out to your buyer's agent, which can give you a thorough tour of the home, and also the builder that stands behind it - BWD Construction. It's possible that this home could be Beyond your Wildest Dreams! Timeline for Completion: Drywall hung by 3rd week of May - Interior Painting done by end of May/early Juney - Finishes going in mid Jun - Final Completion expected to be early July.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Property condition: Build to Suit,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame,Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Top,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Room Dining

Features

  • Window features: Double Pane Windows
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Master Bedroom

  • Level: Lower,Main

Property

Details

  • Parcel number: 558336203045
  • Zoning description: Residential Single Family

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Water view: Lake/Pond/Reservoir

Lot

  • Lot size: 10,018 sqft
  • Features: Adj to Greenbelt,Corners Marked

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,872$46,464
Home Insurance *$212$2,544
Property Taxes $134$1,608
Electricity $186$2,232
Total$4,404$52,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,994/yr
40% on housing$132,120/yr
45% on housing$117,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$293
Archuleta County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Listed for sale$765,746
2021-03-31Sold$1,018
2005-06-02Sold$29,900

New Construction

AgentRiley Searle
BrokerageeXp Realty, LLC

Similar Homes