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601 County Road 175, Chimney Rock, CO, 81122

4beds
3baths
2,925sqft
$875,000
$299price/sqft
$5,834/moest. monthly cost
$233,360/yrincome needed

About This Home

Located about 1/2 way between Bayfield and Pagosa Springs Colorado sitting on a very quiet County maintained road this unique ranchette is just waiting for its next chapter and family to make memories! LOOKING FOR A LITTLE LOWER ALTITUDE AND WATER? How about green grass? Luscious private location on County Road 175 (Piedra River and Rafter T Ranch area) Chimney Rock Valley is green and lush with plenty of good fresh water for the opportunity of growing a garden and pasture for 4-H animals or hobby farm this can be a real plus for the gardener and animal lover. NO HOA. ( Archuleta County Covenants do apply). This home has so much to offer 2123 heated sq. ft. in the main home with 4 bedrooms and 2 baths nice size kitchen dining area with a huge great room with high ceilings and lighted coupla , as a bonus the 802 sq. ft. detached garage apartment is set up like a studio with 3/4 bathroom and private entrance the main home on this little ranchette has a large kitchen dining area with plenty of morning sun, main living area with native moss rock surround and efficient large box wood stove really give it the mountain feel and keep it warm in the dead of winter. split single level floor plan everyone in the home has plenty of elbow room, large 2 car detached garage with ample storage horse run in off back with potential for more horse stalls and covers, hay storage . Property is fenced for horses but needs some TLC homeowners are allowed to pump their water from the irrigation ditch potable water comes from a shared well. Hunters' paradise only minutes to the National Forest Devil Mountain and First Fork trail heads for great hunting and fishing and close to the Piedra River and Navajo Lake..

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
6/10
Pagosa Springs High SchoolGrades 9-1218.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Cedar,Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Other,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Kitchen/Dining,Other

Features

  • All Furnishings,Vaulted Ceiling(s),Other
  • Window features: Window Coverings,Double Pane Windows
  • Flooring: Carpet-Partial,Other,Tile
  • Fireplace features: Angle nook,Den/Family Room,Free Standing,Living Room,Wood Burning Stove,Wood Stove
  • Fireplace: Yes
  • Finished area above ground: 2,123

Heating

  • Heating features: Forced Air,Wood Stove

Interior Area

  • Total structure area: 2,925
  • Total interior livable area: 2,925 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 568917300016
  • Zoning description: None,Other

Features

  • Levels: One,Other
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Patio
  • Exterior features: Irrigation Water,Landscaping,Other
  • Has view: Yes
  • View description: Mountain(s),Other,Valley
  • Has water view: Yes
  • Water view: Lake/Pond/Reservoir,Stream/River
  • Waterfront features: Other
  • Frontage length: 150'+ Frontage
  • Horses can be raised: Yes

Lot

  • Lot size: 3.80 Acres
  • Features: Cleared,Foothills,Other,Pasture,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$299$3,588
Property Taxes $891$10,692
Electricity $220$2,649
Total$5,834$70,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,022/yr
40% on housing$175,020/yr
45% on housing$155,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 81122$381
Archuleta County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 81122$305
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$875,000
2026-06-10Listed for sale$975,000
2006-04-24Sold$347,000

For Sale by Agent

AgentDeborah Loewen
BrokerageWolf Creek Realty

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