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120 Navajo Place, Pagosa Springs, CO, 81147

1beds
1baths
608sqft
$245,000
$403price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

Beautiful Park Model home with property nestled up high with great views of Broken off Point, the Southern San Juans of Wolf Creek Pass, Pagosa Peak to the north, and of course the San Juan valley below. This quint property qualifies for a loan should you need to keep your cash handy. Quiet and only 2 minutes from Hwy 160 you will find this beautiful home surrounded by solitude and simple to get to. Owners keep it looking lovely and have enjoyed the abundant and charismatic wildlife that passes through. Featuring all stainless steel appliances in the kitchen and a top of the line has range, this space feels like home. This home has 6" walls with excellent insulation creating a very efficient home. Although the house has a propane furnace and forced air, extremely effective insulating ceramic wood stove heats the house in the morning and keeps your new house warm all day. Septic was originally engineered-designed with larger capacity than what it is currently servicing so with the right county permitting, you can add a second or add an rv-sight for friends and family or maybe a long term renter. Hospital, groceries and shops are only 10 minutes away. Wolf Creek Pass is an easy and joyous 30 minute drive. Simplify your life and enjoy all that the San Juan Mountains and Pagosa Springs has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Metal
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured\Mobile

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Laminate
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 608
  • Total interior livable area: 608 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 569310404011

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 1.60 Acres
  • Features: Off Grid

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$68$816
Property Taxes $216$2,592
Electricity $186$2,232
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$298
Archuleta County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$275,000
2024-08-13Listing removed--
2024-07-19Price change$315,000
2024-06-06Listed for sale$350,000
2019-08-30Sold$195,000
2019-06-09Listed for sale$202,000
2018-04-13Sold$172,500
2015-05-01Sold$48,500
2005-01-03Sold$9,500

For Sale by Agent

AgentKade Stewart
BrokerageSherpa Real Estate

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