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103 Divot Place, Pagosa Springs, CO, 81147

3beds
2baths
1,550sqft
$649,900
$419price/sqft
$3,701/moest. monthly cost
$148,040/yrincome needed

About This Home

Just reduced by $26K seller got transferred to another state, this home has only been lived in less than 2 weeks!! Welcome to your NEWER BEAUTIFUL CUSTOM GOLF COURSE Home Aka "BACK 9" This stunning 1550 sq. feet custom gem features 3 bedrooms 2 baths, heated 2 car oversized garage. This home is built slab on grade so no crawl space to collect moisture! As you enter under the covered entry with custom reclaimed wood featured accent wall & then you open the custom glass door & you will see the OPEN FLOOR PLAN Living Room, Kitchen & Dining room which includes custom wood look tile flooring throughout, VAULTED CEILING, reclaimed wood feature wall behind the free standing GAS FIREPLACE, Granite counters with copper sink with an abundance of counter space & cabinetry, large dining area with sliding glass doors out to the covered patio which backs to the golf course. Custom solid bettle kill pine wood doors & trim, modern ceiling fans, sound proof insulation in the walls, light & bright with large windows. Down the short hall on the right you will enter the master ensuite with 2 copper sinks set in granite counters, walk in custom tile surround shower & pebble stone shower flooring, walk in closet, linen storage & across the hall is 2 guest bedrooms with large windows for the views, they share a bath with custom walk in tile surround shower & it has the pebble stone floor as well. The oversized garage features the furnace, wall heater & on demand water heater. The owners just planted grass seed & a few trees for you to enjoy. Living in the Pagosa Lakes area also allows you to have use of the recreation center with community indoor pool, jacuzzi, fitness center, handball courts etc.. It is open 12 months a year, also features parks, pickleball, Tennis & other sport courts, walking trails, FISHING LAKES & very near National Forest for hiking, biking, snowmobiling, cross county skiing, snow shoeing and more. Watch the Hot air Balloons take flight each morning while enjoying your morning Joe out on the covered patio. TV's included. call me today for a showing you will love this NEWER home!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood,Wood Frame,Cedar,Metal Siding,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Bungalow
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Features: Kitchen/Dining,Living Room Dining,Separate Dining

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters,Walk-In Closet(s)
  • Window features: Clad,Double Pane Windows,Low Emissivity Windows,Thermal Panes,Vinyl
  • Flooring: Tile
  • Fireplace features: Angle nook,Den/Family Room,Blower Fan,Free Standing,Gas Log,Glass Doors,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,550

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 569916311014
  • Attached to another structure: Yes
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck,Patio
  • Exterior features: Landscaping
  • Has view: Yes
  • View description: Mountain(s),Other,Valley
  • Frontage length: 75'-100' Frontage

Lot

  • Lot size: 10,454 sqft
  • Features: Adj to Greenbelt,Borders Golf Course,Boundaries Marked,Boundaries Surveyed,Cleared,Cul-De-Sac,Foothills,Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Wildfire
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$180$2,160
Property Taxes $49$588
Electricity $186$2,232
Total$3,701$44,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,891/yr
40% on housing$111,030/yr
45% on housing$98,693/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$294
Archuleta County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$649,900
2025-12-23Listed for sale$675,900
2025-11-24Listing removed$675,900
2025-03-17Listed for sale$675,900
2024-09-27Sold$575,000
2024-08-13Price change$699,900
2024-07-07Price change$689,900
2024-06-13Price change$699,999
2024-06-03Price change$709,999
2024-06-01Price change$719,950
2024-05-26Listed for sale$725,000
2018-09-24Sold$22,000
2018-06-20Listed for sale$24,900

For Sale by Agent

AgentDeborah Kerns
BrokerageTeam Pagosa Realty Group

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