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21 Jan's Court, Pagosa Springs, CO, 81147

1beds
1baths
1,032sqft
$385,000
$373price/sqft
$2,377/moest. monthly cost
$95,080/yrincome needed

About This Home

Welcome to Black Bear haven in the Colorado mountains! This unique off-grid home features solar power, a cistern and septic offering true sustainable living. The residence includes 1003 sq ft of living space plus 768 sqft of heated garage and mudroom. Thoughtfully designed by a Texas A&M graduate with a master's degree, this home was built with care, quality craftsmanship, and attention to detail.. The home offers 1 bedroom, an open loft, ideal for additional sleeping space, office or lounge area. The heated garage has epoxy floors, beautifully stained Aspen trim matching the interior which could be enclosed to create extra sleeping space, office or lounge area. Structural backing has been installed for TV mounts, heater mounts and shelving. Interior features include an efficient tankless water heater, under-stairs storage, seasonal creek and endless opportunities to enjoy tranquility with access, illuminated stairs, under cabinet lighting the kitchen with customizable colors, a large black corner sink. and abundant cabinet and storage space. The property is a nature lover's paradise, with a 12,000 gallon stocked pond, seasonal creek and endless opportunities to enjoy tranquility. Wildlife is abundant, including deer, elk, black bears, turkeys, foxes, raccoons, gray squirrels and a variety of colorful birds. Deer are often seen on the property sometimes coming within feet of the house. Built as an investment property this home is ready to sell. The developer will provide a refrigerator and contribute up to $10,000 towards the buyers selected solar system, installed at no charge. Warranties include 1-year workmanship, 2-year systems and 10-year structural coverage. Don't miss this opportunity to own this exceptional mountain retreat! Call for your private showing today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Features: Kitchen Bar

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry
  • Flooring: Laminate,Tile
  • Fireplace features: Living Room,Wood Burning Stove,Wood Stove
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 589315201042
  • Zoning description: Residential Single Family

Features

  • Levels: Three Story
  • Stories: 3

Lot

  • Lot size: 1.14 Acres
  • Features: Corner Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$106$1,272
Property Taxes $139$1,668
Electricity $186$2,232
Total$2,377$28,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,497/yr
40% on housing$71,310/yr
45% on housing$63,386/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$296
Archuleta County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$385,000
2026-03-23Price change$400,000
2026-03-05Listed for sale$419,000
2025-11-29Listing removed$425,900
2025-09-26Price change$425,900
2025-05-31Listed for sale$450,500
2023-05-01Listing removed--
2022-07-20Price change$59,900
2022-06-21Price change$63,500
2022-05-05Listed for sale$69,900
2018-04-17Sold$11,000

New Construction

AgentAnita Bowles
BrokerageSherpa Real Estate

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