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106 Caballo Place, Pagosa Springs, CO, 81147

1beds
1baths
504sqft
$235,000
$466price/sqft
$1,489/moest. monthly cost
$59,560/yrincome needed

About This Home

Charming setting with upstairs (504 sq ft living space), one bedroom, one bath, living area, loft and front balcony porch to look over the valley. Native grasses have been cultivated to a healthy beautiful condition. Below the living space is an 1800 gallon above ground cistern maintained to not freeze with an outside Solar Hot Air Panel. Enjoy the detached 2-car garage with a woodstove for extra living and/or storage space. Selling "AS IS". The crabapple tree has bears lots of fruit. Great retreat space, secluded and quiet at the end of Caballo Rd. Must See to Appreciate!! The Well is not currently hooked up.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
6/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Kitchen Bar

Features

  • Flooring: Carpet-Partial,Laminate

Interior Area

  • Total structure area: 504
  • Total interior livable area: 504 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 596502102006
  • Zoning description: Residential Single Family

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Horses can be raised: Yes

Lot

  • Lot size: 1.23 Acres
  • Features: Cleared

Parking

  • Total spaces: 1
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Wildfire
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$65$780
Property Taxes $50$600
Electricity $186$2,232
Total$1,489$17,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,051/yr
40% on housing$44,670/yr
45% on housing$39,706/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$298
Archuleta County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$235,000
2026-03-02Price change$1,800
2025-04-19Price change$1,900
2025-03-20Listed for rent$2,000
2023-12-19Sold$175,000
2023-09-08Listed for sale$215,000
2015-05-28Sold$79,500
2009-12-14Sold$75,000
2008-02-22Sold$65,500
2005-12-13Sold$75,000
2005-04-04Sold$48,900

For Sale by Agent

AgentDebra Zenz
BrokerageDebra Zenz Realty

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