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11808 N Madison St, Spokane, WA, 99218

4beds
2baths
2,169sqft
$429,000
$198price/sqft
$2,482/moest. monthly cost
$99,280/yrincome needed

About This Home

Beautifully maintained one owner home that shows true pride of ownership throughout! This spacious 4 bedroom, 2 bath home offers room to spread out with multiple living areas and thoughtful updates. The large kitchen features custom cabinetry, tile floors, three skylights, and a stunning custom tongue and groove natural wood ceiling that adds warmth and character. Enjoy gatherings in the spacious dining area with direct access to the oversized covered deck, perfect for year round entertaining. The lower level provides additional living space complete with a cozy gas fireplace. Outside, you'll find a fully fenced backyard with a charming pond, storage shed, and plenty of space to relax or garden. Major updates include a new furnace and central air conditioning in 2022, new roof in 2023, and new hot water tank in 2025. Move in ready and meticulously cared for, this is a home you won't want to miss!

Getting Around

32
WalkingCar-Dependent
23
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

6/10
6/10
Northwood Middle SchoolGrades 6-82.0 mi
8/10
Mead Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator,Disposal,Microwave
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Natural Woodwork
  • Window features: Wood Frames
  • Number of fireplaces: 2

First Floor

  • Level: First
  • Area: 1169

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,169
  • Total interior livable area: 2,169 sqft

Property

Details

  • Parcel number: 36073.2402

Features

  • Fencing: Fenced Yard

Lot

  • Lot size: 10,000 sqft
  • Features: Sprinkler - Automatic,Level,Cul-De-Sac,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$132$1,584
Property Taxes $32$384
Electricity $149$1,793
Total$2,482$29,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,097/yr
40% on housing$74,460/yr
45% on housing$66,186/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 99218$177
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99218$204
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$429,000
2026-07-27Pending sale$429,000
2026-07-08Price change$429,000
2026-06-17Listed for sale$469,000

For Sale by Agent

AgentTeresa Jaynes
BrokerageWindermere City Group

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